Aerial · LINZ aerial
Lots
Title boundary · 37,479 m² · LINZ
UnclaimedRural

4315 State Highway 12, Ruawai

Kaipara District

$525,000

  • 2
  • 1
  • 2
  • 91m²
  • 3.74 ha
  • Lifestyle property

Space, Land & Potential

Set on 3.7 hectares of flat, grazeable land in the heart of Ruawai, this pre-1920 two-bedroom, one-bathroom home offers a great opportunity for those looking for a property with space, potential, and room to add their own touch.

The home is comfortable and liveable, while also providing plenty of scope for updating and modernising to suit your needs. A third room adds extra flexibility and could be used as a home office, hobby room, or additional living space.

The property is well set up for those wanting to keep stock, with a loading ramp, easy access for stock trucks, and two 5,000-gallon water tanks. One services the home, while the additional farm tank gravity-feeds the stock troughs, with the added convenience of being able to refill from the town supply.

A large double garage with internal access provides plenty of room for vehicles, storage, or workshop space.

Conveniently located close to local schools and the Ruawai town centre, this property offers the best of both worlds - the space and freedom of a small rural block with everyday amenities close at hand.

With its generous landholding, established infrastructure, and potential to add value, this is an opportunity worth exploring for those looking to create a rural property of their own in the heart of Ruawai.

For more property files, visit: https://vltre.co/HHe3pk

OwnBetter estimate
$437k
Medium confidence

We estimate it would sell for $437,000 as at 5 October 2026, in a range of $373,000 to $497,000.

Typical home in Ruawai
$404k
The median of our estimates of its 417 homes
How we worked this out
Council valuation, Sept 2023$440,000
Market movement in Kaipara District since the council valuation−1.7%
Apartments and houses in Kaipara District−0.1%
How Ruawai sells against council values−3.7%
Homes of this age in Ruawai+1.0%
Homes in this price range−0.7%
Land as a share of the value+3.9%
Nearby recent sales (12)+0.7%
Our estimate$437,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

—a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Investor insights

4315 State Highway 12 as a rental

Rent estimate$505/wk$430–$580 · Little evidence
Gross yield6.0%$26,260 a year on $437k
Net yield4.9%After $4,646 of costs
Cash flow+$63/wk30% deposit, interest only at 6.00%
Line
Price Our estimate
Deposit
Interest rate
Rent a week our estimate $505
Property manager
Rent, 52 weeks$26,260
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$21,614
Interest $305,900 at 6.00%, interest only−$18,354
Cash flow before tax+$3,260
Cash flow a week+$63
Gross / net yield on the price6.0% / 4.9%
Return on equity cash flow on the deposit, before tax2.5%
Loses money above this interest rate, before tax7.07%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 7.07%. That is 2.5% a year on a $131k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area65 m²
  • Land area3.75 ha
  • Decade built1940s
  • Bedrooms2
  • Bathrooms1
  • Property categoryLI194C
  • Zoning (valuer’s record)1A
  • CouncilKaipara District
  • Valuation #1140-32902
  • Valuation date1 Sep 2023

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberNA82C/775
  • Title typeFreehold
  • Legal descriptionSection 1-3 Survey Office Plan 64407
  • Beside a river or lake731 m of boundary meets a river or lake bed with no title
  • Marginal stripPossible: the title is subject to Part IVA Conservation Act 1987, so up to 20 m in from the water may be Crown land open to the public
Registered instrumentsChecking the register… See the title summary →

Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

Zoning (rating roll)1A

Reading the council's maps…

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Ruawai

Kaipara District
703
Properties on the rating roll
1 Sep 2023
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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