23 Gumdigger Rise, Millwater: A 4-bedroom House with light siding, a dark double garage, modern sloped roof, and an exposed aggregate driveway under a pink sky.1 / 16
Unclaimed

23 Gumdigger Rise, Silverdale

Auckland

Negotiation

  • 4
  • 2
  • 4
  • 592 m²
  • House
  • 2 Lounges
  • 1 Study / office
  • 2 Garage
  • 2 Off-street parks

Spacious Single-Level Family Home

Set on a 592sqm section in Millwater, this spacious single-level family home offers approximately 206m² of floor area. Four bedrooms, a separate study and two bathrooms cater to everyday family needs, while two living areas provide plenty of room to relax and spend time together.

The open-plan kitchen, dining and family area is the heart of the home. The kitchen offers plenty of bench space for meal preparation, with a walk-in pantry to keep things tidy and organised. Sliding doors lead out to a covered deck, a lovely spot for weekend lunches or catching up with friends.

Near the entrance, the spacious separate lounge bathed in the sunlight is a comfortable, welcoming space to host guests or simply relax. The master bedroom includes a walk-in wardrobe and ensuite, while three further bedrooms share a family bathroom. Both bathrooms are beautifully presented, adding to the home’s appeal. A separate study provides a dedicated space for work or homework.

Key features

• Single-level home on a 592m² section • Approximately 206m² floor area • Four bedrooms plus a separate study • Two beautifully presented bathrooms, including a master ensuite • Generous separate lounge near the entrance • Open-plan kitchen, dining and family area • Kitchen with plenty of bench space and a walk-in pantry • Covered deck for outdoor dining and entertaining • Internal-access double garage

Set in Millwater, you’re close to local parks, schools, shops and everyday amenities. Convenient motorway access makes getting around easy.

For families looking for more space in Millwater, this home is well worth a look. Come along to the open home or contact us today for more information.

Open homes 2

Sat, 7 Nov2:15 pm – 3:00 pm
.ics
Sun, 8 Nov2:15 pm – 3:00 pm
.ics
OwnBetter estimate
$1.33m
Medium confidence

We estimate it would sell for $1,330,000 as at 5 October 2026, in a range of $1,190,000 to $1,510,000.

Typical home in Silverdale
$1.32m
The median of our estimates of its 3,077 homes
How we worked this out
Council valuation, May 2024$1,350,000
Market movement in Auckland since the council valuation−4.8%
Apartments and houses in Auckland+0.1%
How Silverdale sells against council values+1.4%
Homes of this age in Silverdale+0.2%
Homes in this price range+0.1%
Land as a share of the value+0.2%
Nearby recent sales (15)+1.9%
Its own sale in 2015−0.6%
Our estimate$1,330,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

—a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Investor insights

23 Gumdigger Rise as a rental

Rent estimate$875/wk$760–$1,010 · Little evidence
Gross yield3.4%$45,500 a year on $1.33m
Net yield2.8%After $8,050 of costs
Cash flow−$354/wk30% deposit, interest only at 6.00%
Line
Price Our estimate
Deposit
Interest rate
Rent a week our estimate $875
Property manager
Rent, 52 weeks$45,500
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$37,450
Interest $931,000 at 6.00%, interest only−$55,860
Cash flow before tax−$18,410
Cash flow a week−$354
Gross / net yield on the price3.4% / 2.8%
Return on equity cash flow on the deposit, before tax−4.6%
Loses money above this interest rate, before tax4.02%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 4.02%. That is -4.6% a year on a $399k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area206 m²
  • Land area592 m²
  • Decade built2010s
  • Bedrooms4
  • Bathrooms2
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilAuckland
  • Valuation #31250-00000007253
  • Valuation date1 May 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title number644562
  • Title typeFreehold
  • Legal descriptionLot 178 Deposited Plan 469178
Registered instrumentsChecking the register… See the title summary →

Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

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Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

Reading the council's maps…

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Silverdale

Auckland
3,871
Properties on the rating roll
1 May 2024
Last council revaluation
Buyer demand

7 people looked at properties in Silverdale this week.

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

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