20 Cross Street, Taumarunui
Ruapehu District
Offers Over $359,000
- 3
- 1
- 3
- 114m²
- 1,344 m²
- House
More garage. More section. More possibilities
If space, practicality and a great location are on your wish list, 20 Cross Street is well worth a look! Set on a generous 1,344m2 (more or less) residential section in popular Cross Street, this tidy three bedroom home comes with plenty of room to spread out and some impressive extras. The home offers an open-plan kitchen and dining area, a separate living room, three bedrooms, a bathroom and a separate laundry. Keeping things comfortable year-round is a wood burner and heat pump in the main living area, backed up by a heat transfer system to help circulate warmth throughout the home. The real standout is the substantial garage, with room to accommodate three vehicles plus an additional separate room that could be put to good use as a hobby space, workshop or sleepout. Add in further shedding and you've got plenty of options for vehicles, storage, projects and all the gear that comes with them. Outside, the generous section provides plenty of space to enjoy, while the all-day sun and sought-after Cross Street location add to the appeal. Close to Taumarunui Hospital, this is a tidy, practical property offering space, versatility and plenty of extras in a popular neighbourhood. If you've been looking for a home with room for the cars, hobbies and everything in between, 20 Cross Street deserves your attention!
We estimate it would sell for $416,000 as at 5 October 2026, in a range of $356,000 to $473,000.
How we worked this out
| Council valuation, Jul 2023 | $400,000 |
|---|---|
| Market movement in Ruapehu District since the council valuation | +0.6% |
| Apartments and houses in Ruapehu District | +0.1% |
| How Taumarunui sells against council values | +2.4% |
| Homes of this age in Taumarunui | +0.3% |
| Homes in this price range | +0.7% |
| Land as a share of the value | −0.3% |
| Nearby recent sales (15) | +0.2% |
| Our estimate | $416,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
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Home expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
20 Cross Street as a rental
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate | ||
| Rent a week our estimate $490 | ||
| Property manager | ||
| Rent, 52 weeks | $25,480 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $20,972 | |
| Interest $291,200 at 6.00%, interest only | −$17,472 | |
| Cash flow before tax | +$3,500 | |
| Cash flow a week | +$67 | |
| Gross / net yield on the price | 6.1% / 5.0% | |
| Return on equity cash flow on the deposit, before tax | 2.8% | |
| Loses money above this interest rate, before tax | 7.20% | |
The rent covers the interest at rates up to 7.20%. That is 2.8% a year on a $125k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area114 m²
- Land area1,344 m²
- Decade built1950s
- Bedrooms3
- Bathrooms1
- Parking2 car spaces
- Property categoryUse not published
- CouncilRuapehu District
- Valuation #6024-21200
- Valuation date1 Jul 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number1009997
- Title typeFreehold
- Legal descriptionLot 26 Deposited Plan 4512
Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.
Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
Reading the council's maps…
What could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Taumarunui
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
Claim it, then find everything else you own.
A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.