Title boundary · 609 m² · LINZ
Unclaimed

65 Harakeke Drive, Wharewaka

Taupō · Taupo District

Last sold Jul 2022

OwnBetter estimate
$1.21m
Medium confidence

We estimate it would sell for $1,210,000 as at 5 October 2026, in a range of $1,090,000 to $1,380,000.

Typical home in Wharewaka
$1.11m
The median of our estimates of its 1,211 homes
How we worked this out
Council valuation, Sept 2025$1,200,000
Market movement in Taupo District since the council valuation+0.7%
Apartments and houses in Taupo District+0.2%
How Wharewaka sells against council values−0.1%
Homes of this age in Wharewaka+0.7%
Homes in this price range+0.1%
Land as a share of the value−0.2%
Its own sale in 2022−0.5%
Our estimate$1,210,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$4,899a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 65 Harakeke Drive

Every rate from 36 lenders →
Estimated repayments
$2,260
$968,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $234 less a fortnight — about $6,074 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$2,260/fn
  • ICBC4.65%s$2,303/fn
  • Bank of China4.68%s$2,311/fn
  • AIA New Zealand4.99%$2,394/fn
  • ANZ Bank New Zealand4.99%s$2,394/fn
  • ASB Bank4.99%$2,394/fn
  • Bank of Baroda4.99%$2,394/fn
  • Police Credit Union4.99%$2,394/fn
  • Unity Credit Union4.99%s$2,394/fn
  • Kiwibank5.15%s$2,438/fn
  • Bank of New Zealand5.19%$2,449/fn
  • SBS Bank5.19%s$2,449/fn
  • The Co-operative Bank5.19%s$2,449/fn
  • TSB Bank5.19%s$2,449/fn
  • Westpac New Zealand5.19%s$2,449/fn
  • First Credit Union5.29%s$2,477/fn
  • Kookmin Bank Auckland Branch5.35%$2,494/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 65 Harakeke Drive. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

65 Harakeke Drive as a rental

Rent estimate$835/wk$730–$960 · Little evidence
Gross yield3.6%$43,420 a year on $1.21m
Net yield3.0%After $7,682 of costs
Cash flow−$132/wk30% deposit, interest only at 5.03%
Line
Price Our estimate
Deposit
Interest rate 5.03% is today’s 1-year average
Rent a week our estimate $835
Property manager
Rent, 52 weeks$43,420
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$35,738
Interest $847,000 at 5.03%, interest only−$42,604
Cash flow before tax−$6,866
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 4.22%. That is -1.9% a year on a $363k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area206 m²
  • Decade built2020s
  • Bedrooms3
  • Bathrooms2
  • Property categoryUse not published
  • CouncilTaupo District
  • Valuation #7341-64780
  • Valuation date1 Sep 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title number940567
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 170 Deposited Plan 548054, 608 m2
  • Land area609 m²
  • Title issued30 Sep 2020
  • Land districtSouth Auckland
Instruments on this title4 registered instrumentsConsent Notice under s221(4)(a) Resource Management Act 1991 · Easement Instrument · Encumbrance · Land Covenant under s116(1)(a) or (b) Land Transfer Act 2017 See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 1 consent on record.

  1. 1 Feb 2021
    New$450,000 declared

    New 3 bdrm dwg. ...

    Consent 20/0939 · Taupo District

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 19 land use or subdivision consents within 250 m.

Within 250 m

  1. 31 Oct 2024
    Land use

    Retrospective land use consent for exceeding earthworks fill inside the side building setbacks (Rule 4a.1.14).

    240362 · Taupo District
    246 mGranted
  2. 17 Apr 2024
    Land use

    Land use consent is sought for the proposed dwelling at 146b Harakeke Drive which will exceed building coverage. The proposed dwelling will have a building coverage of 36.42% resulting in an exceedance of 1.42% or 7.14m greater than the permitted 35%.

    240093 · Taupo District
    195 mGranted
  3. 13 Mar 2024
    Land use

    To construct a covered louvre structure that is within the minimum building setback and to vary the Consent Notice to exceed 35% maximum building coverage.

    240061 · Taupo District
    248 mGranted
  4. 20 Nov 2023
    Land use

    To operate a showhome, with signage, from a new 3- bedroom, dual living, single story home on this site.

    230353 · Taupo District
    198 mGranted
  5. 24 Oct 2023
    Land use

    Land use consent is sought for future dwellings on eight allotments which will exceed building coverage. The building coverage exceedance on each future dwelling varies with a minimum exceeds of 0.47% to a maximum of 4.92%.

    230320 · Taupo District
    213 mGranted
  6. 16 Oct 2023
    Land use

    To build a new residential dwelling that will exceed maximum site disturbance for earthworks and requires a variation to the consent notice for an additional 10m2 of building coverage.

    230307 · Taupo District
    247 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Taupo District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

We show the district plan's known contaminated sites. The full register is Waikato Regional Council's (or Bay of Plenty's, east of the district), and is not published.

Ask Taupō District Council

What could you build here?

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About Wharewaka

Taupo District
1,395
Properties on the rating roll
10 Jun 2026
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Agents active in Wharewaka

People whose office is within 5 km of Wharewaka, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Wharewaka →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

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