38 Hume Street, Waitara
New Plymouth District
Offers Over $519,000
- 3
- 1
- 3
- 80m²
- 665 m²
- House
- 1 Lounge
- 1 Dining room
- Separate laundry
- 1 Garage
- 2 Off-street parks
- Deck / patio
- Outdoor entertaining
- Garden shed
- Heat pump
- Fencing
- Fully Fenced
- Views
- Private, Sea, Urban
- Flooring
- Carpet, Tiles, Vinyl
- Hot water
- Electric
- Water supply
- Town
- Sewage
- Mains
Sun, Sea and Lockwood Living
Just a short stroll to Waitara Beach, this beautifully cared-for Lockwood offers warmth, character and an easy coastal lifestyle on a private 665m² (more or less) freehold section.
Thoughtfully updated by its current owner, the home features a renovated bathroom, refreshed kitchen and new guttering, while retaining the natural timber character Lockwood homes are loved for.
The open-plan living area connects beautifully with the covered deck, creating a lovely space for morning coffees, entertaining or simply enjoying the coastal outlook. Three bedrooms, two with direct access to the deck, offer comfortable and practical living.
Outside, beautiful established gardens, a fully fenced section, detached double garage with automatic doors, off-street parking and a garden shed add to the appeal.
A great option for those wanting a manageable home close to the beach, with the added benefit of plenty of outdoor space to enjoy.
The vendor is motivated and ready to sell so give me a call today to arrange your private viewing and see what this slice of coastal living has to offer.
What is rental yield?
Gross rental yield is a year’s rent as a share of what the property is worth: $510 × 52 weeks = $26,520, against our estimate of $450,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.
How we worked this out
| Evidence | Points to | Counted |
|---|---|---|
| From its value what rentals in the area typically yield | $510 | 100% |
We read this property as a house with 3 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.
These are computer-generated guides only, not a rental appraisal.
Sign in to rate this property, keep private notes on it and record what you think it is worth. Only you see them.
Home expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
What it would cost to buy 38 Hume Street
CCB · special
KookminThe lowest rather than the highest is $80 less a fortnight — about $2,083 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$775/fn
ICBC4.65%s$790/fn
Bank of China4.68%s$792/fn
AIA New Zealand4.99%$821/fn
ANZ Bank New Zealand4.99%s$821/fn
ASB Bank4.99%$821/fn
Bank of Baroda4.99%$821/fn
Police Credit Union4.99%$821/fn
SBS Bank4.99%s$821/fn
TSB Bank4.99%s$821/fn
Unity Credit Union4.99%s$821/fn
Kiwibank5.15%s$836/fn
Bank of New Zealand5.19%$840/fn
The Co-operative Bank5.19%s$840/fn
Westpac New Zealand5.19%s$840/fn
First Credit Union5.29%s$850/fn- Kookmin Bank Auckland Branch5.35%$855/fn
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
38 Hume Street as a rental
| Line | ||
|---|---|---|
| Price Council valuation | ||
| Deposit | ||
| Interest rate 5.01% is today’s 1-year average | ||
| Rent a week our estimate $510 | ||
| Property manager | ||
| Rent, 52 weeks | $26,520 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $21,828 | |
| Interest $290,500 at 5.01%, interest only | −$14,554 | |
| Cash flow before tax | +$7,274 | |
| Cash flow a week | +$140 | |
| Gross / net yield on the price | 6.4% / 5.3% | |
| Return on equity cash flow on the deposit, before tax | 5.8% | |
| Loses money above this interest rate, before tax | 7.51% | |
The rent covers the interest at rates up to 7.51%. That is 5.8% a year on a $125k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area80 m²
- Land area665 m²
- Decade built1970s
- Bedrooms3
- Bathrooms1
- Parking4 car spaces
- Property categoryUse not published
- CouncilNew Plymouth District
- Valuation #11561-3900
- Valuation date1 Aug 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberTNB3/223
- Title typeFreeholdGuaranteedStandard registered title
- Estate descriptionFee Simple, 1/1, Lot 6 Deposited Plan 9995, 665 m2
- Title issued5 May 1969
- Land districtTaranaki
Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.
Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for New Plymouth District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Taranaki Regional Council maps its register online, but its terms do not allow it to be republished, so we link to it rather than show it.
See the Selected Land Use registerWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Waitara
Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.
Agents active in Waitara
People whose office is within 5 km of Waitara, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Claim it, then find everything else you own.
A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.