Finding a picture…
Estimate $1.14m – $1.45m
3
10 Wairau Road, Albert Town
Title boundary · 1,013 m² · LINZ
Unclaimed
26 Bernard Road, Albert Town
Wānaka · Queenstown-Lakes District
Last sold Jun 2009
OwnBetter estimate
$1.22m
Medium confidence
We estimate it would sell for $1,220,000 as at 5 October 2026, in a range of $1,040,000 to $1,390,000.
Typical home in Albert Town
$1.47m
The median of our estimates of its 1,288 homes
$1.04mLow
$1.15mCouncil value
$1.22mEstimate
$1.39mHigh
How we worked this out
| Council valuation, Sept 2024 | $1,150,000 |
|---|---|
| Market movement in Queenstown-Lakes District since the council valuation | +6.4% |
| How Albert Town sells against council values | −1.2% |
| Homes of this age in Albert Town | −0.4% |
| Homes in this price range | +1.0% |
| Land as a share of the value | +0.3% |
| Our estimate | $1,220,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 26 Bernard Road
Estimated repayments
$2,279
$976,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $236 less a fortnight — about $6,125 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$2,279/fn
ICBC4.65%s$2,322/fn
Bank of China4.68%s$2,330/fn
AIA New Zealand4.99%$2,414/fn
ANZ Bank New Zealand4.99%s$2,414/fn
ASB Bank4.99%$2,414/fn
Bank of Baroda4.99%$2,414/fn
Police Credit Union4.99%$2,414/fn
Unity Credit Union4.99%s$2,414/fn
Kiwibank5.15%s$2,458/fn
Bank of New Zealand5.19%$2,470/fn
SBS Bank5.19%s$2,470/fn
The Co-operative Bank5.19%s$2,470/fn
TSB Bank5.19%s$2,470/fn
Westpac New Zealand5.19%s$2,470/fn
First Credit Union5.29%s$2,497/fn- Kookmin Bank Auckland Branch5.35%$2,514/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 26 Bernard Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
26 Bernard Road as a rental
Rent estimate$845/wk$730–$970 · Little evidence
Gross yield3.6%$43,940 a year on $1.22m
Net yield3.0%After $7,774 of costs
Cash flow−$131/wk30% deposit, interest only at 5.03%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate 5.03% is today’s 1-year average | ||
| Rent a week our estimate $845 | ||
| Property manager | ||
| Rent, 52 weeks | $43,940 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $36,166 | |
| Interest $854,000 at 5.03%, interest only | −$42,956 | |
| Cash flow before tax | −$6,790 | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 4.23%. That is -1.9% a year on a $366k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area102 m²
- Decade built1960s
- Bedrooms4
- Bathrooms2
- Parking2 car spaces
- Property categoryUse not published
- CouncilQueenstown-Lakes District
- Valuation #29083-17900
- Valuation date1 Sep 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberOTB2/967
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 31 Deposited Plan 9486, 1,012 m2
- Land area1,013 m²
- Title issued4 Sep 1963
- Land districtOtago
Instruments on this title3 registered instrumentsFencing Agreement · Mortgage · Transfer See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
Building work the council has consented on this property, newest first. 5 consents on record.
- 25 Sep 2017Adds/Alts$1,800 declared
26 Bernard Road, Albert town, Wanaka, 9305. Fit replacement solid fuel burner.
Consent BC171323 · Queenstown-Lakes District - Date not publishedAdds/Alts$45,000 declared
Alterations And Additions To Dwelling
Consent BC980892 · Queenstown-Lakes District - Date not publishedAdds/Alts$2,000 declared
Install Fire Appliance
Consent BC930218 · Queenstown-Lakes District - Date not publishedAdds/Alts$15,000 declared
Install Swimming Pool
Consent BC941172 · Queenstown-Lakes District - Date not publishedAdds/Alts$19,600 declared
Extend Bedroom And Sewing Room
Consent BC020644 · Queenstown-Lakes District
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 7 land use or subdivision consents within 250 m.
Within 250 m
- 22 Jan 2024Land use
D & K GOOD - CONSTRUCT A RESIDENTIAL UNIT BREACHING MAXIMUM HEIGHT AND RECESSION PLANE AT 21 GUNN ROAD, WANAKA
RM240024 · Queenstown-Lakes District80 mGranted - 4 May 2018Land use
CONVERT A SLEEPOUT TO A RESIDENTIAL UNIT 25 GUNN ROAD, ALBERT TOWN
RM180660 · Queenstown-Lakes District71 mGranted - 22 Dec 201771 mGranted
- 21 Jul 2017Land use
CONSTRUCT A RESIDENTIAL FLAT ATTACHED TO A DWELLING AT 6 HIKUWAI DRIVE, ALBERT TOWN
RM170730 · Queenstown-Lakes District198 mGranted - 3 Apr 2017Land use
CHANGE COND 2(I) CONO 6998395.2 FOR A 10 DEGREE GABLED ROOF ON A GARAGE, 3 DEGREE ROOF PITCH IN A SELECT PORTION ON THE SOUTHERN ELEVATION OF THE MAIN DWELLING, TO CLAD PART IN ESPAN STEEL IN ‘EBONY’ & ROOF IN‘EBONY’ AT 3 HIKUWAI DRIVE, WANAKA RURAL
RM170268 · Queenstown-Lakes District174 mGranted - 19 May 2016Land use
TO CHANGE CONDITION 2(I) OF CONO 6998395.2 TO CONSTRUCT A DWELLING WITH A LOWER PITCH AT 6 HIKUWAI DRIVE, ALBERT TOWN, WANAKA
RM160431 · Queenstown-Lakes District198 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Queenstown-Lakes District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Otago Regional Council will say more about a listed site on request; quote its HAIL number.
Ask Otago Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Albert Town
Queenstown-Lakes District
1,423
Properties on the rating roll
10 Jun 2026
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Albert Town
People whose office is within 5 km of Albert Town, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Graham BerrySalesperson
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Charles ConnellSalesperson
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Sean CusworthSalesperson
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Joanne NieperAgent
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David SanderSalesperson
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Vicki SpearingSalesperson
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Harriet GibsonSalesperson
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Duncan GoodAgent
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Kelly GoodSalesperson
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Oliver HainesSalesperson
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Daryn JarvieSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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