Aerial · LINZ aerial
Shared parcel · 803 m² · LINZ
UnclaimedResidentialSingle units, excluding bach

33 Bertram Street, Warkworth

Auckland

Rent estimate · 20 Oct 2026
$600 – $800/week
Most likely about $695 a week · Little evidence: a rough guide
Estimated rental yield
4.3%
What is rental yield?

Gross rental yield is a year’s rent as a share of what the property is worth: $695 × 52 weeks = $36,140, against our estimate of $838,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.

How we worked this out
EvidencePoints toCounted
From its value what rentals in the area typically yield$696100%

We read this property as a house with 3 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.

These are computer-generated guides only, not a rental appraisal.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$3,158a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 33 Bertram Street

Every rate from 36 lenders →
Estimated repayments
$1,457
$624,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.02%
Highest5.35%Kookmin

The lowest rather than the highest is $151 less a fortnight — about $3,916 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,457/fn
  • ICBC4.65%s$1,484/fn
  • Bank of China4.68%s$1,490/fn
  • AIA New Zealand4.99%$1,544/fn
  • ANZ Bank New Zealand4.99%s$1,544/fn
  • ASB Bank4.99%$1,544/fn
  • Bank of Baroda4.99%$1,544/fn
  • Police Credit Union4.99%$1,544/fn
  • TSB Bank4.99%s$1,544/fn
  • Unity Credit Union4.99%s$1,544/fn
  • Kiwibank5.15%s$1,572/fn
  • Bank of New Zealand5.19%$1,579/fn
  • SBS Bank5.19%s$1,579/fn
  • The Co-operative Bank5.19%s$1,579/fn
  • Westpac New Zealand5.19%s$1,579/fn
  • First Credit Union5.29%s$1,597/fn
  • Kookmin Bank Auckland Branch5.35%$1,607/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 33 Bertram Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

33 Bertram Street as a rental

Rent estimate$695/wk$600–$800 · Little evidence
Gross yield4.6%$36,140 a year on $780k
Net yield3.4%After $9,438 of costs
Cash flow−$14/wk30% deposit, interest only at 5.02%
Line
Price Council valuation
Deposit
Interest rate 5.02% is today’s 1-year average
Rent a week our estimate $695
Property manager
Rent, 52 weeks$36,140
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$26,702
Interest $546,000 at 5.02%, interest only−$27,409
Cash flow before tax−$708
Cash flow a week−$14
Gross / net yield on the price4.6% / 3.4%
Return on equity cash flow on the deposit, before tax−0.3%
Loses money above this interest rate, before tax4.89%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 4.89%. That is -0.3% a year on a $234k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area95 m²
  • Decade built1940s
  • Bedrooms3
  • Bathrooms1
  • Parking2 car spaces
  • ImprovementsDwelling, outbuildings, other improvements
  • Property categorySingle units, excluding bach
  • CouncilAuckland
  • Valuation #01281-00000056700-A
  • Valuation date1 May 2024
  • Rates this year, 2026/2027$3,044.46

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberNA132C/598
  • Title typeCross leaseGuaranteedStandard registered title
  • Estate descriptionFee Simple, 1/2, Lot 1 Deposited Plan 115261, 803 m2; Leasehold, 1/1, Flat 3 Deposited Plan 206038, Shed 3 Deposited Plan 206038 and Garage 3 Deposited Plan 206038
  • Legal descriptionFlat 3 Deposited Plan 206038, Shed 3 Deposited Plan 206038 and Garage 3 Deposited Plan 206038; Lot 1 Deposited Plan 115261
  • Title issued19 Feb 2001
  • Land districtNorth Auckland
Registered instruments4 registered instruments on this titleLease ×2 · Mortgage · Transfer Only routine instruments registered See the title summary →

Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around
Bus stop
Hexham Street
2 min walk · 96 m · about hourly
999
Stops: Auckland TransportWalk times estimated, not routed

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 12 land use or subdivision consents within 250 m of its boundary.

Within 250 m of the boundary

  1. 29 Jun 2023
    Land use

    Decision One Land use for the impervious surfaces associated with the construction of two new dwellings complying with the MDRS.

    LUC60420416 · Auckland
    48 mGranted
  2. 29 Jun 2023
    Subdivision

    Decision Two To subdivide the site to create two allotments around the new proposed new dwellings and one around the existing dwelling in accordance with the land use resource consent LUC60420416 and the Medium Density Residential Standards MDRS .

    SUB60420201 · Auckland
    48 mGranted
  3. 28 Sep 2022
    Land use

    To establish and operate a childcare centre, involving removal of the existing dwelling and the construction of three new buildings, with associated vehicle access, parking, and maneuvering areas

    LUC60409301 · Auckland
    86 mGranted
  4. 21 Jul 2022
    Land use

    To construct a four-level residential apartment including 13 units and to undertake associated earthworks. It is proposed to undertake dewatering for over 30 days and after construction ceases.

    LUC60405918 · Auckland
    151 mGranted
  5. 21 Jul 2022
    Subdivision

    To undertake subsequent unit title subdivision around the 13 units and 38 accessory units to create outdoor living spaces, carparks and common areas.

    SUB60405919 · Auckland
    151 mGranted
  6. 12 Jul 2022
    Land use

    To vary condition 1 and 4 to allow to allow increase the number of infants attending from 10 to 15 and to increase staff numbers from 2 to 3.

    LUC60384835-A · Auckland
    230 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

The hazard maps could not be read just now.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Auckland Council does not publish its contaminated sites records. A site contamination enquiry (a fee applies) or the LIM will say what it holds.

Ask Auckland Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Warkworth

Auckland
4,302
Properties on the rating roll
1 May 2024
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

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