Finding a picture…
Estimate $235k – $312k
2
17 Morningside Road, Morningside
Shared parcel · 1,875 m² · LINZ
Unclaimed
17 Morningside Road, Morningside
Whangārei · Whangarei District
Last sold May 1998
OwnBetter estimate
$274k
Medium confidence
We estimate it would sell for $274,000 as at 5 October 2026, in a range of $235,000 to $312,000.
Typical home in Morningside
$536k
The median of our estimates of its 728 homes
$235kLow
$270kCouncil value
$274kEstimate
$312kHigh
How we worked this out
| Council valuation, Jul 2024 | $270,000 |
|---|---|
| Market movement in Whangarei District since the council valuation | −4.1% |
| How Morningside sells against council values | +2.2% |
| Homes of this age in Morningside | +1.8% |
| Homes in this price range | +0.1% |
| Land as a share of the value | +0.9% |
| Nearby recent sales (15) | +0.9% |
| Our estimate | $274,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 17 Morningside Road
Estimated repayments
$514
$220,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $53 less a fortnight — about $1,381 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$514/fn
ICBC4.65%s$523/fn
Bank of China4.68%s$525/fn
AIA New Zealand4.99%$544/fn
ANZ Bank New Zealand4.99%s$544/fn
ASB Bank4.99%$544/fn
Bank of Baroda4.99%$544/fn
Police Credit Union4.99%$544/fn
Unity Credit Union4.99%s$544/fn
Kiwibank5.15%s$554/fn
Bank of New Zealand5.19%$557/fn
SBS Bank5.19%s$557/fn
The Co-operative Bank5.19%s$557/fn
TSB Bank5.19%s$557/fn
Westpac New Zealand5.19%s$557/fn
First Credit Union5.29%s$563/fn- Kookmin Bank Auckland Branch5.35%$567/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 17 Morningside Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
17 Morningside Road as a rental
Rent estimate$410/wk$350–$470 · Little evidence
Gross yield7.8%$21,320 a year on $274k
Net yield6.4%After $3,772 of costs
Cash flow+$152/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $21,320 |
|---|---|
| Empty between tenants 2 weeks | −$820 |
| Property management 9.2% incl. GST | −$1,886 |
| Maintenance 5% of rent | −$1,066 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $17,548 |
| Interest $191,800 at 5.03%, interest only | −$9,648 |
| Cash flow before tax | +$7,900 |
The rent covers the interest at rates up to 9.15%. That is 9.6% a year on a $82k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area60 m²
- Decade built1950s
- Bedrooms2
- Bathrooms1
- Parking1 car space
- Property categoryUse not published
- CouncilWhangarei District
- Valuation #751-70700-D
- Valuation date1 Jul 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberNA84C/271
- Title typeUnit Title
- Estate descriptionStratum in Freehold, 1/1, Unit D and Accessory Unit 4 and 12 Deposited Plan 142573
- Legal descriptionUnit D and Accessory Unit 4 and 12 Deposited Plan 142573
- Title issued26 Jun 1991
- Land districtNorth Auckland
Instruments on this title1 registered instrumentMortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 14 land use or subdivision consents within 250 m.
Within 250 m
- 6 May 2024Land use
Install a 5.8m (H) x 2.1m (W) illuminated sign in front of a new car yard in the commercial zone infringing permitted activity standard for sign area by 6m2 and location within 100m of in intersection of a road with speed limit less than 70km/h by approximately 30-40m.- 38a Porowini Ave,
LU2400045 · Whangarei District103 mGranted - 18 Jan 2024Land use
Outline Plan of Works to upgrade the rail terminal on designated site KRH1 AND land use consent under NES for Contaminated Soils to undertake earthwork son a HAIL site
LU2400005 · Whangarei District188 mGranted - 18 Jan 2024Land use
Outline Plan of Works to upgrade the rail terminal on designated site KRH1 AND land use consent under NES for Contaminated Soils to undertake earthwork son a HAIL site
OP2400001 · Whangarei District188 mGranted - 3 Feb 2023Land use
Land use under the NES for Contaminated Soils for site redevelopment where a HAIL activity has previously occurred
LU2300008 · Whangarei District241 mGranted - 5 Dec 2022Subdivision
Subdivision by boundary relocation of 3RTs to create 2 RTs.
SD2200186 · Whangarei District103 mGranted - 25 Nov 2022Land use
Retrospective – Establish & operate a Supported Residential Care Facility in the General Residential Zone generating more than 25 traffic movements per day
LU2200127 · Whangarei District228 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Whangarei District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Northland Regional Council maps its register online, but only for non-commercial use, so we link to it rather than show it.
See the Selected Land Use RegisterWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Morningside
Whangarei District
853
Properties on the rating roll
1 Jul 2024
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Morningside
People whose office is within 5 km of Morningside, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Ray White
Jason BarrellSalesperson
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Troydon BarrellSalesperson
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Janet BradfieldSalesperson
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Melissa CodlinSalesperson
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Manuel ColazoSalesperson
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Murray CoopSalesperson
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Joy CullenSalesperson
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Tania DunnSalesperson
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Daniel FooteSalesperson
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Wendy ForshawSalesperson
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Fiona FraserSalesperson
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Lisa GraySalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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