$549,000
3 2 1
Location, Location, Location!
22B Naish Street, Balclutha
Harcourts Balclutha
1 / 32
Unclaimed
113 Clyde Street, Balclutha
Clutha District
Deadline Sale
- 3
- 1
- 4
- 720 m²
- House
Single level living close to town
Easy Living, Space to Spare Enjoy the ease of single-level living in this well-presented stone townhouse, offering a practical, comfortable home just minutes from Balclutha's CBD. Light-filled and welcoming, the spacious living and dining area connects naturally with the conservatory, providing an inviting extra space to relax and enjoy the sun. Tinted windows add an appreciated level of privacy, while double glazing and two heat pumps ensure year-round comfort. The home offers three bedrooms, a bathroom with separate WC, gas hot water and excellent storage throughout. A real standout is the generous double garage with internal access, providing plenty of room for vehicles, hobbies and additional storage. There is also excellent off-street parking for multiple vehicles. Outside, the established garden and lawn create an attractive setting, while the easy single-level layout adds to the home's everyday practicality. Features include: •Three bedrooms •Bathroom plus separate WC •Spacious living and dining •Sunny conservatory •Double glazing and tinted windows for added privacy •Two heat pumps •Gas hot water •Excellent storage throughout •Large double garage with internal access •Off-street parking for multiple vehicles •Oamaru stone exterior •Secure, single-level living •Convenient to Balclutha CBD Comfortable, private and wonderfully practical, this is an easy-care home with the bonus of generous garaging, parking and storage.
OwnBetter estimate
$606k
Medium confidence
We estimate it would sell for $606,000 as at 5 October 2026, in a range of $518,000 to $689,000.
Typical home in Balclutha
$412k
The median of our estimates of its 1,852 homes
$518kLow
$570kCouncil value
$606kEstimate
$689kHigh
How we worked this out
| Council valuation, Sept 2023 | $570,000 |
|---|---|
| Market movement in Clutha District since the council valuation | +10.2% |
| Apartments and houses in Clutha District | −0.2% |
| How Balclutha sells against council values | −0.8% |
| Homes of this age in Balclutha | −0.8% |
| Homes in this price range | −2.0% |
| Land as a share of the value | −0.2% |
| Nearby recent sales (15) | +0.4% |
| Our estimate | $606,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Investor insights
113 Clyde Street as a rental
Rent estimate$590/wk$510–$680 · Little evidence
Gross yield5.1%$30,680 a year on $606k
Net yield4.2%After $5,428 of costs
Cash flow−$4/wk30% deposit, interest only at 6.00%
| Line | ||
|---|---|---|
| Price Our estimate | ||
| Deposit | ||
| Interest rate | ||
| Rent a week our estimate $590 | ||
| Property manager | ||
| Rent, 52 weeks | $30,680 | |
| Empty between tenants 2 weeks | ||
| Property management 9.2% incl. GST | ||
| Maintenance 5% of rent | ||
| Council rates this year | ||
| Landlord insurance the building | ||
| Net income before interest | $25,252 | |
| Interest $424,200 at 6.00%, interest only | −$25,452 | |
| Cash flow before tax | −$200 | |
| Cash flow a week | −$4 | |
| Gross / net yield on the price | 5.1% / 4.2% | |
| Return on equity cash flow on the deposit, before tax | −0.1% | |
| Loses money above this interest rate, before tax | 5.95% | |
Type over any figure, add your own lines, or add a scenario to compare.
The rent covers the interest at rates up to 5.95%. That is -0.1% a year on a $182k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area165 m²
- Land area720 m²
- Decade built2000s
- Bedrooms3
- Bathrooms2
- Parking2 car spaces
- Property categoryUse not published
- CouncilClutha District
- Valuation #28702-40700
- Valuation date1 Sep 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title number392088
- Title typeFreehold
Registered instrumentsChecking the register… See the title summary →
Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Unclaimed
Nobody is tracking this property yet
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Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
Reading the council's maps…
What could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Balclutha
Clutha District
2,426
Properties on the rating roll
1 Sep 2023
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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