Aerial · LINZ aerial
Lots
Title boundary · 1,226 m² · LINZ
Unclaimed

1 Sunderland Street, Clyde

Central Otago District

Last sold May 2020

What you’ll love about this place

  • About 90 m from a river

From LINZ's topographic maps: how near the land comes to the water's edge.

Capital value
$3,000,000
DVR · 1 Sep 2025
Land value
$800,000
DVR · 1 Sep 2025
Improvements
$2,200,000
Capital less land

The council's capital value of 1 Sunderland Street is $3,000,000 as at 1 Sep 2025: land $800,000 and improvements $2,200,000.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$12,146a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 1 Sunderland Street

Every rate from 36 lenders →
Estimated repayments
$5,603
$2,400,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.01%
Highest5.35%Kookmin

The lowest rather than the highest is $579 less a fortnight — about $15,060 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$5,603/fn
  • ICBC4.65%s$5,709/fn
  • Bank of China4.68%s$5,729/fn
  • AIA New Zealand4.99%$5,937/fn
  • ANZ Bank New Zealand4.99%s$5,937/fn
  • ASB Bank4.99%$5,937/fn
  • Bank of Baroda4.99%$5,937/fn
  • Police Credit Union4.99%$5,937/fn
  • SBS Bank4.99%s$5,937/fn
  • TSB Bank4.99%s$5,937/fn
  • Unity Credit Union4.99%s$5,937/fn
  • Kiwibank5.15%s$6,045/fn
  • Bank of New Zealand5.19%$6,073/fn
  • The Co-operative Bank5.19%s$6,073/fn
  • Westpac New Zealand5.19%s$6,073/fn
  • First Credit Union5.29%s$6,141/fn
  • Kookmin Bank Auckland Branch5.35%$6,183/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 1 Sunderland Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Property data

  • Floor area430 m²
  • Land area1,222 m²
  • Decade built2020s
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilCentral Otago District
  • Valuation #28461-27600
  • Valuation date1 Sep 2025

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberOT14B/1101
  • Title typeFreeholdGuaranteedStandard registered titleMarginal strip rules
  • Estate descriptionFee Simple, 1/1, Part Section 125 and Section 127 Block XXVI Town of Clyde, 1,222 m2
  • Legal descriptionPart Section 125 and Section 127 Block XXVI Town of Clyde
  • Title issued16 Apr 1992
  • Land districtOtago

Marginal strip rules. Where land borders the sea, a lake or a river at least 3 m wide, a strip about 20 m wide along the water is kept for public access and conservation when the Crown or a state enterprise disposes of it. The note says these rules apply, not that a strip exists: the survey plan shows whether one was set aside, and it is usually outside the title, between the boundary and the water.

Registered instruments2 registered instruments on this title, +2 statutory memorialsBuilding Line Restriction · Mortgage Only routine instruments registered See the title summary →

Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

Building work the council has consented on this property, newest first. 1 consent on record.

  1. 1 Nov 2023
    New$1,500,000 declared

    New five bdrm dwg with attached gge & swimming housing - detached

    Consent 23/0445 · Central Otago District
Unclaimed
Nobody is tracking this property yet

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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Central Otago District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Otago Regional Council will say more about a listed site on request; quote its HAIL number.

Ask Otago Regional Council

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Clyde

Central Otago District
1,078
Properties on the rating roll
1 Sep 2025
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

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