Finding a picture…
Estimate $624k – $830k
3
18 Waitui Crescent, Waiwhetū
Title boundary · 632 m² · LINZ
Unclaimed
2 Bell Road, Waiwhetū
Lower Hutt · Lower Hutt City
Last sold Oct 2008
OwnBetter estimate
$727k
Medium confidence
We estimate it would sell for $727,000 as at 5 October 2026, in a range of $621,000 to $826,000.
Typical home in Waiwhetū
$722k
The median of our estimates of its 1,381 homes
$621kLow
$727kEstimate
$740kCouncil value
$826kHigh
How we worked this out
| Council valuation, Aug 2025 | $740,000 |
|---|---|
| Market movement in Lower Hutt City since the council valuation | −2.1% |
| How Waiwhetū sells against council values | +0.1% |
| Homes of this age in Waiwhetū | −0.7% |
| Homes in this price range | +0.4% |
| Land as a share of the value | +0.1% |
| Nearby recent sales (15) | +0.4% |
| Our estimate | $727,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 2 Bell Road
Estimated repayments
$1,354
$580,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $140 less a fortnight — about $3,640 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,354/fn
ICBC4.65%s$1,380/fn
Bank of China4.68%s$1,384/fn
AIA New Zealand4.99%$1,435/fn
ANZ Bank New Zealand4.99%s$1,435/fn
ASB Bank4.99%$1,435/fn
Bank of Baroda4.99%$1,435/fn
Police Credit Union4.99%$1,435/fn
Unity Credit Union4.99%s$1,435/fn
Kiwibank5.15%s$1,461/fn
Bank of New Zealand5.19%$1,468/fn
SBS Bank5.19%s$1,468/fn
The Co-operative Bank5.19%s$1,468/fn
TSB Bank5.19%s$1,468/fn
Westpac New Zealand5.19%s$1,468/fn
First Credit Union5.29%s$1,484/fn- Kookmin Bank Auckland Branch5.35%$1,494/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 2 Bell Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
2 Bell Road as a rental
Rent estimate$650/wk$560–$750 · Little evidence
Gross yield4.6%$33,800 a year on $727k
Net yield3.8%After $5,980 of costs
Cash flow+$43/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $33,800 |
|---|---|
| Empty between tenants 2 weeks | −$1,300 |
| Property management 9.2% incl. GST | −$2,990 |
| Maintenance 5% of rent | −$1,690 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $27,820 |
| Interest $508,900 at 5.03%, interest only | −$25,598 |
| Cash flow before tax | +$2,222 |
The rent covers the interest at rates up to 5.47%. That is 1.0% a year on a $218k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area115 m²
- Decade built1930s
- Bedrooms3
- Bathrooms1
- Parking1 car space
- Property categoryUse not published
- CouncilLower Hutt City
- Valuation #16071-6900
- Valuation date1 Aug 2025
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberWNB2/556
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Section 43 Block LVII Hutt Valley Settlement and Defined On Deposited Plan 8935, 632 m2
- Land area632 m²
- Title issued30 Aug 1963
- Land districtWellington
Instruments on this title3 registered instrumentsHousing Corporation Easement Certificate · Mortgage · Variation of Mortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Train station
Woburn Station
24 min walk · 1385 m · about every 20 min
HVL
Bus stop
Bell Road at Gracefield School (near 23)
2 min walk · 120 m · about hourly
121
Stops: Greater Wellington Regional CouncilWalk times estimated, not routed
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
Building work the council has consented on this property, newest first. 1 consent on record.
- 1 Aug 2020Adds/Alts$3,000 declared
Exemption - res - retrofit insulmax wall insulation
Consent BC200885 · Lower Hutt City
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 5 land use or subdivision consents within 250 m.
Within 250 m
- 26 Feb 2021Land use
To construct and maintain two bores (BQ32/0626 and BQ32/0627) with standard penetration tests at every 1.5m, and two cone penetration tests (BQ32/0628) for geotechnical purposes.
37439* · Greater Wellington Regional50 mGranted - 17 Feb 2017Land use
To construct and maintain bores (BQ32/0292) and cone penetration tests (BQ32/0293) for geotechnical investigation purposes.
WGN170193-[34554*] · Greater Wellington Regional230 mGranted - 8 Nov 2016Land use
To undertake bulk earthworks in association with the construction of a pathway including the discharge of sediment laden stormwater to land which may enter water.
WGN170109-[34389*] · Greater Wellington Regional118 mGranted - 20 Jul 2016Land use
Warehouse redevelopment that does not comply with parking and hazardous substances requirements and is adjacent to a general residential zone.
RM160182 · Hutt City195 mGranted - 13 Jun 2016Land use
Convert warehouse to light industrial that does not comply with parking, storage and screening requirements.
RM160132 · Hutt City84 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
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What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
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3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Lower Hutt City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Greater Wellington will send the file on a listed site on request; quote the site number.
Ask Greater Wellington Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Waiwhetū
Lower Hutt City
1,573
Properties on the rating roll
1 Aug 2025
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Waiwhetū
People whose office is within 5 km of Waiwhetū, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Megan BaileySalesperson
Kaleb Barton-CairnsSalesperson
Motu BradshawSalesperson
Shane BrockelbankSalesperson
David BurnsSalesperson
Karli ChandlerSalesperson
Pedro Del Estal VinuelaSalesperson
Amanda DumbletonSalesperson
Shellene EksteenAgent
Sunilkumar GandhiSalesperson
Sanjai GovindSalesperson
Rosaleen JoyceSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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