Title boundary · 812 m² · LINZ
Unclaimed

188 Stafford Drive, Ruby Bay

Māpua · Tasman District

Last sold Jun 2021

What you’ll love about this place

  • Waterfront: the land runs down to the coast

From LINZ's topographic maps: how near the land comes to the water's edge.

OwnBetter estimate
$842k
Medium confidence

We estimate it would sell for $842,000 as at 5 October 2026, in a range of $756,000 to $958,000.

Typical home in Ruby Bay
$1.24m
The median of our estimates of its 359 homes
How we worked this out
Council valuation, Sept 2023$840,000
Market movement in Tasman District since the council valuation+2.0%
How Ruby Bay sells against council values−3.9%
Homes of this age in Ruby Bay−0.3%
Homes in this price range−0.2%
Land as a share of the value−0.3%
Nearby recent sales (15)−1.5%
Its own sale in 2021+4.5%
Our estimate$842,000

We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.

My notes
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free report
What it costs to live here

Home expense estimates

Mortgage: open the section
$3,401a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 188 Stafford Drive

Every rate from 36 lenders →
Estimated repayments
$1,569
$672,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $162 less a fortnight — about $4,217 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,569/fn
  • ICBC4.65%s$1,599/fn
  • Bank of China4.68%s$1,604/fn
  • AIA New Zealand4.99%$1,662/fn
  • ANZ Bank New Zealand4.99%s$1,662/fn
  • ASB Bank4.99%$1,662/fn
  • Bank of Baroda4.99%$1,662/fn
  • Police Credit Union4.99%$1,662/fn
  • Unity Credit Union4.99%s$1,662/fn
  • Kiwibank5.15%s$1,693/fn
  • Bank of New Zealand5.19%$1,700/fn
  • SBS Bank5.19%s$1,700/fn
  • The Co-operative Bank5.19%s$1,700/fn
  • TSB Bank5.19%s$1,700/fn
  • Westpac New Zealand5.19%s$1,700/fn
  • First Credit Union5.29%s$1,720/fn
  • Kookmin Bank Auckland Branch5.35%$1,731/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 188 Stafford Drive. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

188 Stafford Drive as a rental

Rent estimate$700/wk$600–$800 · Little evidence
Gross yield4.3%$36,400 a year on $842k
Net yield3.6%After $6,440 of costs
Cash flow+$6/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$36,400
Empty between tenants 2 weeks−$1,400
Property management 9.2% incl. GST−$3,220
Maintenance 5% of rent−$1,820
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$29,960
Interest $589,400 at 5.03%, interest only−$29,647
Cash flow before tax+$313

The rent covers the interest at rates up to 5.08%. That is 0.1% a year on a $253k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberNL2C/1059
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 7 Deposited Plan 4955, 812 m2
  • Land area812 m²
  • Title issued11 Jul 1968
  • Land districtNelson
Instruments on this title2 registered instrumentsGazette Notice/Order in Council/Proclamation · Mortgage See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 14 land use or subdivision consents within 250 m.

Within 250 m

  1. 8 Aug 2024
    Land use

    Land use consent for an extension to a dwelling in the Coastal Risk Area and Closed Residential Zone.

    240535 · Tasman District
    59 mGranted
  2. 14 May 2024
    Land use

    Change of condition 1 of RM210371 to amend the building plans to include a carport attached to the garage in the Residential Zone (Closed), Coastal Environment Area and Coastal Risk Area

    210371V1 · Tasman District
    59 mGranted
  3. 18 Mar 2024
    Land use

    Land use consent to construct a second dwelling in the Zone.

    240150 · Tasman District
    229 mGranted
  4. 22 Mar 2023
    Land use

    Earthworks associated with the disturbance and removal of soil classified as contaminated under the Resource Management (National Environmental Standard for Assessing and Managing Contaminants in Soil to Protect Human Health) Regulations 2011 and earthworks within 10 metres of a waterway.

    230168 · Tasman District
    150 mGranted
  5. 22 Mar 2023
    Land use

    Land use consent to establish a building location area to construct one (generic) dwelling and one (generic) sleepout on each of the new allotments being Lot 2, Lot 3 and Lot 4 of subdivision consent RM230164 in the Coastal Environment Area

    230165 · Tasman District
    150 mGranted
  6. 22 Mar 2023
    Subdivision

    Subdivision of Record of Title NL5D/500 in the Rural Residential (Mapua) Zone to create: - Lot 1 of 1.47 ha – containing two existing dwellings. - Lot 2 of 4,536m2- with identified building location area - Lot 3 of 6,364m2- with identified building location area - Lot 4 of 6,029m2- with identified building location area This consent authorises the creation of a right of way that does not comply with the relevant standards as it will not have bays every 50 metres.

    230164 · Tasman District
    150 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
Nobody is tracking this property yet

If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.

Free. Takes about a minute.

We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.

What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Tasman District yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

We show Tasman's historic pesticide sites. The rest of its register is not yet published; the LIM, or the council's duty planner, will say what it holds.

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Ruby Bay

Tasman District
396
Properties on the rating roll
1 Sep 2023
Last council revaluation

Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.

Like Ruby Bay?

Find your perfect home

Agents active in Ruby Bay

People whose office is within 5 km of Ruby Bay, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Independent
Martina BoorSalesperson
Arrow Realty MapuaOffice 1.3 km awayView profile →
Independent
Giovana MiltonSalesperson
Arrow Realty MapuaOffice 1.3 km awayView profile →
Independent
Terence MiltonSalesperson
Arrow Realty MapuaOffice 1.3 km awayView profile →
Who sold the most in Ruby Bay →

The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.

Free for property owners

Claim it, then find everything else you own.

A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.

Find all my properties