Finding a picture…
Not listedEstimate $648k – $863k
4
14 Devon Street, Stoke
Title boundary · 761 m² · LINZ
Unclaimed
12 Kauri Street
Stoke, Nelson · Nelson City
Last sold Feb 2021
OwnBetter estimate
$763k
Medium confidence
We estimate it would sell for $763,000 as at 5 October 2026, in a range of $685,000 to $868,000.
Typical home in Stoke
$713k
The median of our estimates of its 5,717 homes
$685kLow
$760kCouncil value
$763kEstimate
$868kHigh
How we worked this out
| Council valuation, Sept 2024 | $760,000 |
|---|---|
| Market movement in Nelson City since the council valuation | −0.9% |
| Apartments and houses in Nelson City | −0.1% |
| How Stoke sells against council values | +1.3% |
| Homes in this price range | +0.1% |
| Land as a share of the value | −0.1% |
| Nearby recent sales (15) | −0.2% |
| Its own sale in 2021 | +0.2% |
| Our estimate | $763,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales and its own last sale have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 12 Kauri Street
Estimated repayments
$1,429
$612,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $148 less a fortnight — about $3,840 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,429/fn
ICBC4.65%s$1,456/fn
Bank of China4.68%s$1,461/fn
AIA New Zealand4.99%$1,514/fn
ANZ Bank New Zealand4.99%s$1,514/fn
ASB Bank4.99%$1,514/fn
Bank of Baroda4.99%$1,514/fn
Police Credit Union4.99%$1,514/fn
Unity Credit Union4.99%s$1,514/fn
Kiwibank5.15%s$1,542/fn
Bank of New Zealand5.19%$1,549/fn
SBS Bank5.19%s$1,549/fn
The Co-operative Bank5.19%s$1,549/fn
TSB Bank5.19%s$1,549/fn
Westpac New Zealand5.19%s$1,549/fn
First Credit Union5.29%s$1,566/fn- Kookmin Bank Auckland Branch5.35%$1,577/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 12 Kauri Street. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice.
Investor insights
12 Kauri Street as a rental
Rent estimate$665/wk$580–$770 · Little evidence
Gross yield4.5%$34,580 a year on $763k
Net yield3.7%After $6,118 of costs
Cash flow+$31/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $34,580 |
|---|---|
| Empty between tenants 2 weeks | −$1,330 |
| Property management 9.2% incl. GST | −$3,059 |
| Maintenance 5% of rent | −$1,729 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $28,462 |
| Interest $534,100 at 5.03%, interest only | −$26,865 |
| Cash flow before tax | +$1,597 |
The rent covers the interest at rates up to 5.33%. That is 0.7% a year on a $229k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area179 m²
- Decade built1960s
- Bedrooms4
- Bathrooms2
- Parking3 car spaces
- Property categoryUse not published
- CouncilNelson City
- Valuation #19640-32900
- Valuation date1 Sep 2024
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberNL10B/644
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 1 Deposited Plan 15489, 762 m2
- Land area761 m²
- Title issued4 Nov 1992
- Land districtNelson
Instruments on this title3 registered instrumentsEasement Certificate · Mortgage · Transfer and Grant of Easement See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Real-estate Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 9 land use or subdivision consents within 250 m.
Within 250 m
- 16 Jun 2022Land use
To undertake earthworks and erect an engineered retaining wall within a Flood Overlay
225155 · Nelson City61 mGranted - 3 Nov 2021Land use
Amendment of Condition 2 of Consent Notice 9633179.2 to allow building of a 0.9m retaining wall within the Building Restriction Area (BRA).
215374 · Nelson City207 mGranted - 3 Nov 2021Land use
Construction of a single storey dwelling. The access requirements for the dwelling contravene the mandatory matters in the NTLDM as the first 6m of the driveway have a 1:5 gradient
215340 · Nelson City207 mGranted - 16 Jun 2021Land use
Change conditions 1 & 25 of Resource Consent RM185428 to alter the approved earthworks and building layout.
185428V1 · Nelson City227 mGranted - 3 Dec 2018Land use
To establish two residential units on site breaching minimum site area, front yards and outdoor living court rules
185428 · Nelson City227 mGranted - 11 Aug 2016247 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Nelson City yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Nelson City Council records these on the LIM; it will say more about a listed site on request.
Ask Nelson City CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Stoke
Nelson City
6,398
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand
7 people looked at properties in Stoke this week.
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Stoke
People whose office is within 5 km of Stoke, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Bruce BattySalesperson
Tracy BeerSalesperson
Independent
Jacquelyn BestSalesperson
Christine FergusonSalesperson
Michael FoxSalesperson
Callum GilchristBranch Manager
Independent
Cleo HodgsonSalesperson
Independent
Aaron McCraeAgent
Timothy McQuadeBranch Manager
Allister NalderAgent
Paul NicollSalesperson
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Nicola RyanAgent
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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