Title boundary · 810 m² · LINZ
Unclaimed

7 Isel Place, Stoke

Nelson · Nelson City

Last sold Aug 1999

Rent estimate · 11 Oct 2026
$520 – $690/week
Most likely about $600 a week · Little evidence: a rough guide
Estimated rental yield
5.0%
What is rental yield?

Gross rental yield is a year’s rent as a share of what the property is worth: $600 × 52 weeks = $31,200, against our estimate of $618,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.

How we worked this out
EvidencePoints toCounted
1 rental advertised nearby each adjusted to this property’s bedrooms and value$6221%
From its value what rentals in the area typically yield$59899%

We read this property as a house with 3 bedrooms. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.

Rentals it leaned on
AddressBedsAskedAs this oneWhenAway
5A Rainier Streetrealestate.co.nz ↗1$500$622Oct 20263.0 km

These are computer-generated guides only, not a rental appraisal.

My notes
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What it costs to live here

Home expense estimates

Mortgage: open the section
$2,510a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 7 Isel Place

Every rate from 36 lenders →
Estimated repayments
$1,158
$496,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.03%
Highest5.35%Kookmin

The lowest rather than the highest is $120 less a fortnight — about $3,112 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$1,158/fn
  • ICBC4.65%s$1,180/fn
  • Bank of China4.68%s$1,184/fn
  • AIA New Zealand4.99%$1,227/fn
  • ANZ Bank New Zealand4.99%s$1,227/fn
  • ASB Bank4.99%$1,227/fn
  • Bank of Baroda4.99%$1,227/fn
  • Police Credit Union4.99%$1,227/fn
  • Unity Credit Union4.99%s$1,227/fn
  • Kiwibank5.15%s$1,249/fn
  • Bank of New Zealand5.19%$1,255/fn
  • SBS Bank5.19%s$1,255/fn
  • The Co-operative Bank5.19%s$1,255/fn
  • TSB Bank5.19%s$1,255/fn
  • Westpac New Zealand5.19%s$1,255/fn
  • First Credit Union5.29%s$1,269/fn
  • Kookmin Bank Auckland Branch5.35%$1,278/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 7 Isel Place. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

7 Isel Place as a rental

Rent estimate$600/wk$520–$690 · Little evidence
Gross yield5.0%$31,200 a year on $620k
Net yield4.1%After $5,520 of costs
Cash flow+$74/wk30% deposit, interest only at 5.03%
Rent, 52 weeks$31,200
Empty between tenants 2 weeks−$1,200
Property management 9.2% incl. GST−$2,760
Maintenance 5% of rent−$1,560
Council rates this yearNot known
Landlord insurance the buildingNot known
Net income before interest$25,680
Interest $434,000 at 5.03%, interest only−$21,830
Cash flow before tax+$3,850

The rent covers the interest at rates up to 5.92%. That is 2.1% a year on a $186k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Floor area96 m²
  • Decade built1950s
  • Bedrooms3
  • Bathrooms1
  • Parking2 car spaces
  • Property categoryUse not published
  • CouncilNelson City
  • Valuation #19650-600
  • Valuation date1 Sep 2024

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

Title and land

Order a title record
  • Title numberNL156/68
  • Title typeFreehold
  • Estate descriptionFee Simple, 1/1, Lot 24 Deposited Plan 5508, 809 m2
  • Land area810 m²
  • Title issued10 Sep 1959
  • Land districtNelson
Instruments on this title4 registered instrumentsBuilding Line Restriction · Fencing Agreement · Mortgage · Transfer and Grant of Easement See the title summary →

Owners and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around

Listings

Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Resource consents

What the council has been asked to allow under the Resource Management Act. None on this property · 9 land use or subdivision consents within 250 m.

Within 250 m

  1. 27 Nov 2024
    Land use

    Land use consent for new dwelling that breaches daylight and excavation rules for associated retaining wall.

    245310 · Nelson City
    216 mGranted
  2. 6 Nov 2023
    Land use

    Land use consent to undertake the following activities within and adjoining Poorman Valley Stream in association with flood mitigation measures to reduce the risk of flooding and erosion of the Transpower Substation site: Vegetation clearance, soil disturbance, earthworks, disturbance and deposition of material. NOTE: To be read in conjunction with RM245127 Discharge Permit and RM245175

    235282 · Nelson City
    192 mGranted
  3. 11 May 2021
    Land use

    Consent Transfer - Variation to conditions 1 & 3 of resource consent RM095232 to allow works to take place during fish spawning.

    095232V1T1 · Nelson City
    192 mGranted
  4. 25 May 2020
    Land use

    Change of Conditions 1 and 4 of Resource Consent RM195007 in relation to earthworks within 10m of Poorman Valley Street associated with an upgrade to the Stoke substation

    195007V1 · Nelson City
    192 mGranted
  5. 25 May 2020
    Land use

    Change to conditions 1 and 4 of Resource Consent RM195006 Soil disturbance requiring consent under the National Environmental Standardsfor Assessing and Managing Contaminants in Soil to Protect Human Health

    195006V1 · Nelson City
    192 mGranted
  6. 10 Jan 2019
    Land use

    Soil disturbance requiring consent under the National Environmental Standards for Assessing and Managing Contaminants in Soil to Protect Human Health

    195006 · Nelson City
    192 mGranted

Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents

Unclaimed
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Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

We do not hold flood maps for Nelson City yet.

Contaminated land

Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.

Nelson City Council records these on the LIM; it will say more about a listed site on request.

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What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Stoke

Nelson City
6,398
Properties on the rating roll
10 Jun 2026
Last council revaluation
Buyer demand

6 people looked at properties in Stoke this week.

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

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