Finding a picture…
Estimate $634k – $804k
3
11 Gallagher Street, Springfield
Title boundary · 941 m² · LINZ
Unclaimed
107 Springfield Road, Springfield
Rotorua · Rotorua District
Last sold Oct 2005
OwnBetter estimate
$711k
Medium confidence
We estimate it would sell for $711,000 as at 5 October 2026, in a range of $608,000 to $809,000.
Typical home in Springfield
$783k
The median of our estimates of its 1,260 homes
$608kLow
$690kCouncil value
$711kEstimate
$809kHigh
How we worked this out
| Council valuation, Jul 2023 | $690,000 |
|---|---|
| Market movement in Rotorua District since the council valuation | +6.2% |
| Apartments and houses in Rotorua District | −0.1% |
| How Springfield sells against council values | −1.9% |
| Homes of this age in Springfield | −0.7% |
| Homes in this price range | −0.9% |
| Land as a share of the value | +0.3% |
| Nearby recent sales (15) | +0.3% |
| Our estimate | $711,000 |
We start from the council's rating valuation, move it by how sales in the area have moved since against their own council values, then by how properties like this one, nearby sales have done against the same arithmetic. Each step is an average of real sales. Tested every month against sales we had not seen: half land within about 6% of our estimate, and about 8 in 10 within the range. This is an automated estimate, not a registered valuation.
My notes
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Sign in for the free reportHome expense estimates
Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.
Home loan
Every rate from 36 lenders →What it would cost to buy 107 Springfield Road
Estimated repayments
$1,326
$568,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years Loan length
1 year fixed today · 17 lenders
Lowest4.49%
CCB · special
CCB · specialAverage5.03%
Highest5.35%
Kookmin
KookminThe lowest rather than the highest is $137 less a fortnight — about $3,564 over the 1 year.
All 17 lenders at 1 year fixed
- China Construction Bank4.49%s$1,326/fn
ICBC4.65%s$1,351/fn
Bank of China4.68%s$1,356/fn
AIA New Zealand4.99%$1,405/fn
ANZ Bank New Zealand4.99%s$1,405/fn
ASB Bank4.99%$1,405/fn
Bank of Baroda4.99%$1,405/fn
Police Credit Union4.99%$1,405/fn
Unity Credit Union4.99%s$1,405/fn
Kiwibank5.15%s$1,431/fn
Bank of New Zealand5.19%$1,437/fn
SBS Bank5.19%s$1,437/fn
The Co-operative Bank5.19%s$1,437/fn
TSB Bank5.19%s$1,437/fn
Westpac New Zealand5.19%s$1,437/fn
First Credit Union5.29%s$1,453/fn- Kookmin Bank Auckland Branch5.35%$1,463/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 107 Springfield Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.
Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator
Investor insights
107 Springfield Road as a rental
Rent estimate$640/wk$560–$740 · Little evidence
Gross yield4.7%$33,280 a year on $711k
Net yield3.9%After $5,888 of costs
Cash flow+$45/wk30% deposit, interest only at 5.03%
| Rent, 52 weeks | $33,280 |
|---|---|
| Empty between tenants 2 weeks | −$1,280 |
| Property management 9.2% incl. GST | −$2,944 |
| Maintenance 5% of rent | −$1,664 |
| Council rates this year | Not known |
| Landlord insurance the building | Not known |
| Net income before interest | $27,392 |
| Interest $497,700 at 5.03%, interest only | −$25,034 |
| Cash flow before tax | +$2,358 |
The rent covers the interest at rates up to 5.50%. That is 1.1% a year on a $213k deposit. A guide before tax and capital growth, from our estimates; not financial advice.
Property data
- Floor area130 m²
- Decade built1960s
- Bedrooms4
- Bathrooms1
- Parking2 car spaces
- Property categoryUse not published
- CouncilRotorua District
- Valuation #6580-36800
- Valuation date1 Jul 2023
From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.
Title and land
Order a title record- Title numberSA8C/1089
- Title typeFreehold
- Estate descriptionFee Simple, 1/1, Lot 11 Deposited Plan South Auckland 9583, 938 m2
- Legal descriptionLot 11 Deposited Plan South Auckland 9583
- Land area941 m²
- Title issued2 May 1968
- Land districtSouth Auckland
Instruments on this title1 registered instrumentMortgage See the title summary →
Owners and the parties to each instrument are not published on this page. Order the record of title to see them.
Getting around
Listings
Selling this property, or the agent for it? Import the listing from your agency's site or a portal and it appears here, free: photos, price, open homes and your details, beside the council record buyers are already reading.
Building consents
We hold no building consents for this property yet. The council may hold records we have not seen.
Resource consents
What the council has been asked to allow under the Resource Management Act. None on this property · 6 land use or subdivision consents within 250 m.
Within 250 m
- 28 Mar 202357 mGranted
- 10 May 202157 mGranted
- 5 May 2021Land use
Establish a subsidiary household unit on ground floor of existing dwelling
17488* · Rotorua Lakes District173 mGranted - 28 Nov 2019146 mGranted
- 15 Oct 2019Land use
Additional household unit that does not meet site density requirements
16819* · Rotorua Lakes District146 mGranted - 19 Dec 2018Subdivision
To update flats plan to include additions to buildings and exclusive areas.
16493* · Rotorua Lakes District164 mGranted
Ministry for the Environment, National Monitoring System, July 2014 to June 2025. All resource consents
Unclaimed
Nobody is tracking this property yet
If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.
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We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.
What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.
Zoning and hazards
What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.
We do not hold flood maps for Rotorua District yet.
Contaminated land
Councils keep registers of land used for activities on the Hazardous Activities and Industries List (HAIL) — service stations, timber treatment, orchards, landfills. A listing records how land was used, not that it is contaminated: most sites have never been tested.
Bay of Plenty Regional Council will send what it holds on a listed site on request.
Ask Bay of Plenty Regional CouncilWhat could you build here?
See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.
About Springfield
Rotorua District
1,311
Properties on the rating roll
1 Jul 2023
Last council revaluation
Counts describe the records we hold for this territorial authority, not a market forecast. Our estimate above is automated, not a registered valuation; how it was reached is shown with it. Every council figure on this page can be checked against the council's own record.
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Agents active in Springfield
People whose office is within 5 km of Springfield, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.
Independent
Judy ThompsonAgent
Independent
David UmbersAgent
Independent
Michelle UmbersSalesperson
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Mark LovegroveSalesperson
Independent
Stephen LovegroveAgent
Colville BarbourAgent
Jaime CorbettSalesperson
Hamish FalconerSalesperson
Andrea FentonSalesperson
Brodie FowlerSalesperson
Joshua France-MeeuwsSalesperson
Feng GaoSalesperson
The OwnBetter estimate is our own, from sales and council valuations, and is not a registered valuation.
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