Aerial · LINZ aerial
Title boundary · 11,447 m² · LINZ
UnclaimedRuralLifestyle - single unit

127A Access Road, Kumeū

Also 127 Access Road

Auckland

Negotiation

  • 3
  • 2
  • 6
  • 11,500 m²
  • Lifestyle with dwelling

Welcome home to country and character

Upon arrival, there is an immediate sense that you have discovered something truly special, and it only deepens as you meander through the peaceful semi rural 1.145 hectare setting, catching your first glimpse of the welcoming front porch, and rocking chair ready sprawling verandahs.

Dating back to the 1870s, this immaculately maintained Kauri weatherboard villa has been sympathetically modernised, with an understated elegance that makes everyday living both comfortable and a pleasure. Hallmarks of a bygone era abound with rich Kauri flooring, wide hallways, soaring ceilings, French doors, ornate leadlight windows and classical lighting. These timeless features are beautifully complemented by a stylish, generously proportioned kitchen with engineered stone benchtops and Smeg appliances, a true cook's delight.

All three bedrooms are exceptionally spacious, including the fairy-tale master suite with ensuite and deep clawfoot bath. Each room has, at various times, been used as formal or private living spaces and home offices, offering remarkable flexibility. Almost every room either opens to the outdoors or enjoys tranquil garden views, while comprehensive insulation and heat pumps ensure year-round comfort.

Outside, you are immersed in a peaceful and invigorating wonderland. Fruit trees, including grapefruit, plum, peach, feijoa, lemon and apple, along with grapevines and strawberry beds, produce abundant, healthy harvests. Expansive shaded lawns, mature trees, a soothing water fountain, grazing land, and even a pocket of native bush alive with birdsong create a setting that is both calming and inspiring. A natural flowing stream, deep enough in places to dip into, completes this exceptional landscape.

Added bonuses include a studio immersed amongst the gardens perfect for guests, a home office or yoga retreat and a versatile 120sqm modern four bay garage/workshop/hobby space, future proofed for a mezzanine floor or vehicle storage hoist.

Kumeu remains one of the last true city fringe sanctuaries, offering the perfect balance of country living with easy access to Auckland, the Northwest's amenities, west coast beaches, renowned wineries, cafés and restaurants.

Life is to live, love and leave a legacy, this rare opportunity needs a new caretaker, and it so easily could be you.

Rent estimate · 14 Oct 2026
$970 – $1,280/week
Most likely about $1,115 a week · Little evidence: a rough guide
Estimated rental yield
2.6%
What is rental yield?

Gross rental yield is a year’s rent as a share of what the property is worth: $1,115 × 52 weeks = $57,980, against the council valuation of $2,225,000. It is before rates, insurance, maintenance, management and vacancies, so what an owner keeps (the net yield) is lower.

How we worked this out
EvidencePoints toCounted
From its value what rentals in the area typically yield$1,114100%

We read this property as a house. Rentals advertised nearby count most when they are close, recent and alike; the more of them there are, the less the area’s bond figures count. Bond figures are rents agreed in new tenancies, from Tenancy Services, placed within the area by how this property’s council valuation compares with similar homes there.

These are computer-generated guides only, not a rental appraisal.

My notes
Thinking of buying?Free pre-purchase running cost report Mortgage repayments, this year’s council rates, and estimates for insurance, electricity, gas and internet at this address — saved to your watchlist.
Sign in for the free report
What it costs to live here

Home expense estimates

Mortgage: open the section
$9,008a month, all in

Estimates from the floor area and typical New Zealand prices, not quotes. Power, gas and internet details from the Electricity Authority and Gas Industry Co registries and Chorus.

Home loan

What it would cost to buy 127A Access Road

Every rate from 36 lenders →
Estimated repayments
$4,156
$1,780,000 at 4.49% 1 year fixed with China Construction Bank, over 30 years
Loan length
1 year fixed today · 17 lenders
Lowest4.49%CCB · special
Average5.01%
Highest5.35%Kookmin

The lowest rather than the highest is $430 less a fortnight — about $11,170 over the 1 year.

All 17 lenders at 1 year fixed
  • China Construction Bank4.49%s$4,156/fn
  • ICBC4.65%s$4,234/fn
  • Bank of China4.68%s$4,249/fn
  • AIA New Zealand4.99%$4,403/fn
  • ANZ Bank New Zealand4.99%s$4,403/fn
  • ASB Bank4.99%$4,403/fn
  • Bank of Baroda4.99%$4,403/fn
  • Police Credit Union4.99%$4,403/fn
  • SBS Bank4.99%s$4,403/fn
  • TSB Bank4.99%s$4,403/fn
  • Unity Credit Union4.99%s$4,403/fn
  • Kiwibank5.15%s$4,484/fn
  • Bank of New Zealand5.19%$4,504/fn
  • The Co-operative Bank5.19%s$4,504/fn
  • Westpac New Zealand5.19%s$4,504/fn
  • First Credit Union5.29%s$4,555/fn
  • Kookmin Bank Auckland Branch5.35%$4,585/fn
Brokers can often beat the advertised rate Tell us a few things and mortgage brokers compete to finance 127A Access Road. Free for you — lenders pay brokers — and nobody sees your name until you choose one.

Principal and interest at the lowest advertised card rate, held for the whole loan — no New Zealand rate is. A guide, not a lending offer or financial advice. How much could you borrow? · Mortgage calculator

Investor insights

127A Access Road as a rental

Rent estimate$1,115/wk$970–$1,280 · Little evidence
Gross yield2.6%$57,980 a year on $2.23m
Net yield1.9%After $15,662 of costs
Cash flow−$687/wk30% deposit, interest only at 5.01%
Line
Price Council valuation
Deposit
Interest rate 5.01% is today’s 1-year average
Rent a week our estimate $1,115
Property manager
Rent, 52 weeks$57,980
Empty between tenants 2 weeks
Property management 9.2% incl. GST
Maintenance 5% of rent
Council rates this year
Landlord insurance the building
Net income before interest$42,318
Interest $1,557,500 at 5.01%, interest only−$78,031
Cash flow before tax−$35,713
Cash flow a week−$687
Gross / net yield on the price2.6% / 1.9%
Return on equity cash flow on the deposit, before tax−5.4%
Loses money above this interest rate, before tax2.72%
Type over any figure, add your own lines, or add a scenario to compare.

The rent covers the interest at rates up to 2.72%. That is -5.4% a year on a $668k deposit. A guide before tax and capital growth, from our estimates; not financial advice.

Property data

  • Land area11,450 m²
  • ImprovementsDwelling, freestanding garage, outbuildings, other improvements, shed
  • Property categoryLifestyle - single unit
  • CouncilAuckland
  • Valuation #30930-00000032703
  • Valuation date1 May 2024
  • Rates this year, 2026/2027$5,404.38

From the council’s rating records and the other sources noted on hover. Bedrooms and bathrooms may come from a past listing. Built is the decade the valuer records.

  • Title number332849
  • Title typeFreeholdGuaranteedStandard registered titleMarginal strip rules
  • Estate descriptionFee Simple, 1/1, Lot 4 Deposited Plan 383400, 11,450 m2
  • Legal descriptionLot 4 Deposited Plan 383400
  • Title issued20 Apr 2007
  • Land districtNorth Auckland
  • Addresses on this property2

Marginal strip rules. Where land borders the sea, a lake or a river at least 3 m wide, a strip about 20 m wide along the water is kept for public access and conservation when the Crown or a state enterprise disposes of it. The note says these rules apply, not that a strip exists: the survey plan shows whether one was set aside, and it is usually outside the title, between the boundary and the water.

Registered instruments3 registered instruments on this title, +1 statutory memorialConsent Notice under s221(4)(a) Resource Management Act 1991 · Easement Instrument · Transfer and Grant of Easement Only routine instruments registered See the title summary →

Owner names and the parties to each instrument are not published on this page. Order the record of title to see them.

Getting around
Bus stop
Lumbarda Drive
11 min walk · 655 m · about hourly
123
Stops: Auckland TransportWalk times estimated, not routed

Another agency selling this property too, or is it for rent? Import that listing and it shows beside this one.

Building consents

We hold no building consents for this property yet. The council may hold records we have not seen.

Unclaimed
Nobody is tracking this property yet

If it is yours, claiming it puts the council record, the title and what it costs you to hold in one place — and lets you put your lending, insurance and power out to people who compete for them.

Free. Takes about a minute.

We check your name against the registered owner on the title before a claim is accepted. Nothing on this page changes for anyone else, and no provider is contacted until you ask.

What claiming gets you
1One live recordCouncil valuation, title details and registered interests, kept current rather than gathered again every time you need them.
2Your lending in the pictureAdd what you owe, or connect the bank, and the equity and LVR stop being a calculation you redo by hand.
3Providers compete for itPut the mortgage, the insurance and the power out to people who want the business — on your terms, when you ask.
4Everything else you ownOne search finds other titles in your name and in companies you are a director of.

Zoning and hazards

What the council's published maps say about this land. A map is a model of a storm, not a record of one: a LIM or a flood report says more.

Part of this property is inside a mapped flood area.

  • Unitary Plan Base Zone

    On this property
    Over the whole section

    District plan zones as Auckland publishes them. What a site may be used for, and what may be built on it.

  • Flood plain

    On this property
    Over about 41% of the section

    Land the council models as under water in a 1-in-100-year storm, usually with an allowance for climate change.

    Modelled
    2023
    Climate allowance
    Yes - MfE2018 3.8 degrees
    Development assumed
    MPD Auckland Unitary Plain OiP 2016
  • Flood prone area

    Nearby
    23 m from the boundary

    A low point where stormwater ponds if its outlet blocks or overflows.

  • Flood sensitive area

    Not mapped here
    None within 250 m

    Land beside a flood plain that could flood if the model is out, or the storm is bigger.

  • Coastal inundation

    Not mapped here
    None within 250 m

    Land the sea reaches in a 1-in-100-year storm tide once sea level has risen by 1 m.

  • Special character area

    Not mapped here
    None within 250 m

    Streets whose built character is protected: demolition and new building are assessed against the area's existing form, whatever the zone allows.

  • Historic heritage place

    Not mapped here
    None within 250 m

    A scheduled historic place. Work on it, including demolition, needs consent against the heritage schedule.

  • Height variation control

    Not mapped here
    None within 250 m

    An explicit building height for this land, replacing the one its zone would give.

  • Volcanic viewshaft

    Not mapped here
    None within 250 m

    A protected view of a volcanic cone. Inside it, building height is capped at a fixed level above sea level to keep the cone visible.

  • Locally significant viewshaft

    Not mapped here
    None within 250 m

    A locally protected view of a cone, with its own height ceiling.

  • Museum viewshaft

    Not mapped here
    None within 250 m

    The protected view of the Auckland War Memorial Museum.

  • Ridgeline protection

    Not mapped here
    None within 250 m

    Skyline land where building height is controlled so the ridge stays a ridge.

  • Notable tree

    Not mapped here
    None within 250 m

    A scheduled tree. It may not be felled or topped without consent, which makes it a permanent part of the skyline.

  • Notable group of trees

    Not mapped here
    None within 250 m

    A scheduled stand of trees, protected as a group.

  • Precinct

    Not mapped here
    None within 250 m

    Local rules written for this area alone, which override the underlying zone where they differ.

Source: Auckland Council (CC BY 4.0)

What could you build here?

See whether a granny flat fits beside the house: the Building Act exemption, the national granny flat rules and the zone’s own. Then ask builders to price the shape you pick.

About Kumeū

Auckland
3,068
Properties on the rating roll
1 May 2024
Last council revaluation
Buyer demand

5 people looked at properties in Kumeū this week.

Counts describe the records we hold for this territorial authority, not a market forecast. OwnBetter has no estimate for this property. Every council figure on this page can be checked against the council's own record.

Agents active in Kumeū

People whose office is within 5 km of Kumeū, nearest first. Taken from the REA public register -- not ranked by sales, and nobody pays to appear here.

Who sold the most in Kumeū →
Free for property owners

Claim it, then find everything else you own.

A single search across NZ property records finds other titles in your name and in companies you are a director of. Most owners find at least one they had forgotten was held somewhere else.

Find all my properties